Who has the authority to deny or revoke a license for an insurance producer?

• A. The Governor
• B. The State Senate
• C. The Commissioner
• D. The Supreme Court

Answer: (C)

The person who handles licensing actions for insurance producers is the Insurance Commissioner, who heads the state Department of Insurance. This official has the statutory authority to issue licenses and to deny, suspend, or revoke a license after due process (notice and a hearing) when a producer violates insurance laws or regulations. The governor appoints the commissioner, but does not personally revoke licenses; the Senate’s role is typically in confirming the commissioner’s appointment, not in licensing decisions. The Supreme Court wouldn’t manage day-to-day licensing either, though it could review the legality of a commissioner’s action if a case were appealed. This setup puts licensing decisions in the hands of a specialized regulatory authority responsible for enforcing insurance laws and protecting the public.